When you work with Lince Capital, you’re not working with a broker who only offers you band aid solutions that serves to stunt your business’ growth.
At Lince Capital, our goal is to strengthen your business borrowing power and help you meet any urgent financial need. You will notice the difference almost immediately upon your first contact with Lince Capital. Your assigned specialist will work with you to get you the lowest cost funding options that you need and qualify for.
However, you will notice that our services do not end there. Lince Capital will touch base with you to help you develop a financial strategy that will help position your business to more conventional funding. Our checklist will keep you on track to build optimal business qualifications that will open better financing options in the future.
As you’ve probably discovered, a strong business credit profile can give you access to untapped business opportunities.
Getting the best funding ever is easier when you have a business team that knows how, is dedicated to boost your business funding profile, and ultimately cares about results. At Lince Capital, initial funding is the beginning of a long-lasting relationship.
At Lince Capital, our loans are for businesses that don’t qualify for traditional loans or for businesses that have urgent short term cash needs. If you have any of the following situations, we could help.
A business cash advance, also known as a merchant cash advance (MCA), is a financial product that is fast to underwrite and approve, and where credit score has little impact. It is not a loan. It is a purchase of a portion of a business’s future sales. Business owners get cash up front, and then repay their advance as a percentage of the sales they make over time, allowing them to get cash fast and expand their business without damaging their cash flows.
A cash advance is based on a business’s sales, as demonstrated in their most current three months of bank statements. That, and a short application, is all business owners need to submit in order to begin a relationship.
Often, after the initial advance is over 50% repaid, they become eligible for another round of financing, with a higher approval, better rate, or both. Over time, they are able to grow their financing options along with their business.
Have questions, check our Q&A, or contact us today!
By Gladys Salazar
Your FICO is typically seen as a measure of reliability and risk. Having a low FICO score often keeps you from getting the traditional financing your business needs to operate and expand.
When you know that if you had the capital you need, your business will thrive, a merchant cash advance may be the right option for your business. Merchant Cash Advances (MCA), notoriously known for high cost of borrowing, may be your answer. If you’ve got a solid business plan and use this instrument carefully, you will find that it not only helps you unlock future cash now, but it also opens opportunities. This article explores MCAs further.
While a merchant cash advance helps the majority of merchants, if you’re not careful, fail to make the right choices, and don’t plan ahead, your business may be on a path to self-destruction. When seeking alternative lending, it’s best to speak with a qualified professional..one who will explain a merchant cash advance in detail, discuss your specific needs, and is able to guide you through options and the respective process.
Please Contact us to learn how a merchant cash advance works and how it can benefit your business.
By Marie Diaz-Cervo
She is an alpha woman, she speaks her mind and unable to be loyal to people that think maybe she is their friends. You cannot treat people with bad attitude and expect them to remain your friends. When she wants something from people, she used that delicate voice as a sort of manipulation. If you are naive, you will think oh she likes me.
I noticed others utilize little girl voice to make people help them. That voice is soft and angelic. These must be the voices they used to get things from their fathers and tickling down to their boyfriends and husbands.
I want to know and develop that kind of manipulation toward people to get what I want from them. The same people can also lie to get what they want from others.
I went to visit my mother after church, and it was a hot day. She had three fans one and the ceiling fan on also. My old furniture is at her home since I resided in the main house. My furniture and appliances are distributed all over my sisters and mom homes. My brother gave her an IPad so she can skype or facetime with her grandchildren, she enjoyed the knowledge on the freedom she has. I saw the IPad, therefore, I decided to teach her how to use YouTube to watch fashion shows from different designers. Mom saw the show and got so happy because she loved fashion. I enlarged the screen for her, and she said I made a dress like this already. I closed the page and asked her to demonstrate how to open the apps.
We also have a conversation about how hot it was in my room since it is on the second floor. She said someone stole her air conditioner from the garage. I told her I went to home depot and saw a small one, but it was too heavy.
A family friend came over and got into the conversation and told us that he saw an air conditioner for $118.00 at Hallmark. My mother said buy two and here is the money. Her friend suggested he will come with me. I told them we can go to home depot because it was closer. I got in the car, and he made a smart remark “wow you know how to drive” I answered “actually.” Did I ask him how old are you? He said Fifty years old. I used the google map on my cell to get the direction to the store so that we can get there faster. I stopped for gas, and he asked how come the car is making so much noise. I told him the car is old and I also said that everybody stated that Subaru is a good car. He said it is a Japanese car, so is Toyota. When we got to home depot, the air conditioner was sold out. We when back to my mother’s house without going to another store, because he was angry. He told me he needs to get AC Pro for his car, and he didn’t have the money for it, so I said I will buy it for him, but he said no. I also asked how come his family is so close to my mother; he told me that his mom and my mom were good friends almost like sisters when they were young.
My mom said to me when I got back; your sister is having a party for your nephew for his going away to college. I told her I’d take her and head out to another store to purchase the air conditioner. She wanted to go with me to the store, but I told her I would take her to my sister because I wanted to go alone to the store this time.
My then husband’s teenage daughter got her driver’s license; they usually go to the school together, but our thirteen-year-old got sick and had to stay home in bed. She said to me “are you coming with us” she just assumed that she was just going to take the car without asking. I laugh and told her no and that she was not going to take the car and told her to come upstairs. I said to her did you asked me if you can use the car or did you just assumed that you automatically take the car. I told her that I need to get food for her sister that was sick and it is my car, therefore, she needs to ask. I looked at her and felt all the confidence that she had and told her to learn to be humble. A car is a big responsibility and it would off make sense if she asked. The next day she went to her father’s sister house and came back with my sister in law’s car. I knew at that moment I was in for a rude awaking, the relationship changes at that moment. Now she is married and more mature, if she wants some kind of relationship, it would be alright with me.
The warning signs are there before a person cut ties with you or betray you. If you pay attention to what the person does or says, you can be aware of what is about to come. The person might abandon someone else before, and you think there is no way that person will do this to me. Your job is to move forward and spend times with people who love you and accept you. You can also reach out to others who might need a friend, and it will make you feel so much better.
Read more of my writings at www.amazon.com/author/mariediazcervo
By Marie Diaz-Cervo
So many people are still so accustomed to corporal punishment, they can not refrain from it. It also takes lots of discipline to not put a child on timeout when the child’s behavior is not good. If people know how to properly speak and work with children, it would help so much with the children’s confidence. For example, you redirect a child when he or she is displaying a bad behavior.
I went to the doctor last week to get a TB test and while I sat in the waiting room, a young mother who just had a baby last weekend was there with her other two children. The younger child did not want to seat on the chair next to her and she told her again and again to come and seat and the refused. Finally, the mom got so upset and grabbed the child’s arm and she pinched her daughter’s skin because she was so mad at her. I could not believe she was doing that in public and I was shocked and another parent was there witnessing the whole ordeal. She just looked at me and shook her head in disbelief.
By Marie Diaz-Cervo
I had to do a lot of self-development in order to run the cooperation with the team for a number of years while my husband was running the financial business full time in order to get promoted to Regional Vice-President. I had to learn deal with different personalities, some were melancholy, sanguine, choleric and so on. I had to know what type of personality I was and had to work on myself to be a better leader. Actually, the most difficult personality helped me to be a better leader, sometime I would question it was my gender, color or nationality. At the time I learned that it wasn’t personal, I learned to forgive. The stress took a toll on my health, I was hemorrhaging constantly and would get very tired. I had to slow down and asked God for a miracle to get back my health.