Category Archives: children

A Guide to Postmortem Parenting

A Guide to Postmortem Parenting
by Will Bonner

If you want to use your money to hold influence over your children’s lives after yours has
ended, then this essay might be of interest…
Maurice Laboz, a Manhattan real estate mogul,
died recently, leaving $20 million to his two
His will is an interesting case study in
postmortem parenting…
The girls — Marlena, 21; and Victoria, 17 —
will inherit $10 million each when they turn 35.
But they can get some of that money sooner if
they meet certain conditions set by their departed
Here are the terms according to the New York Post:
• Marlena will get $500,000 for tying the knot,
but only if her husband signs a sworn statement
promising to keep his hands off the cash.
• She nets another $750,000 if she graduates
“from an accredited university” and writes
“100 words or less describing what she intends
to do with the funds” — with the trustees
appointed by her dad to oversee her money
responsible for approving her essay.
• Both daughters get a big incentive to earn
decent salaries by 2020. Each young woman
is guaranteed to receive an annual payout of
three times the income listed on their personal
federal tax return. In a not-so-subtle nod
to the taxman, their checks will be cut every
April 15.
• If the daughters have kids and don’t work
outside the house, the trustees will give them
each 3 percent of the value of their trust
every Jan. 1. There’s one catch: The money
flows only for a “child born in wedlock.”
• The sisters could earn the same amount being
“a caregiver” to their mother, Ewa Laboz,
58, whom their father was in the middle of
divorcing. She got nothing in the will and
has indicated that she will contest it.
On the face of it, these conditions are perfectly
reasonable. And it seems that the girls will get
their $10 million when they turn 35, whether they
comply with these terms or not.
But the marriage and college graduation
incentives apply only to the older daughter,
Marlena. It seems the younger daughter’s marriage
and college education are not subject to the same
terms, meaning she is not in line for these specific
monetary rewards.
Perceived inequality, even regarding some
minor thing, is big trouble when it comes to
inheritance issues.
But successful, type-A wealth creators are used
to getting their way. In death, as in life, they won’t
hesitate to punish the people, including family
members, who they feel wronged them and reward
their favorites…
Maurice Laboz did not offer equal incentives
to both girls.
Didn’t he want the same positive outcome
for both his daughters? Did he favor one girl
over the other? Or did one of them need more
encouragement than the other? The girls will
probably be asking those questions their entire lives.

to be continued

Angie Diaz-Cervo

My name is Angie Diaz-Cervo and I was born on the 18th of November, 1965 in Port-au-Prince, Haiti. I am the daughter of Haitian/Cuban sailor Anthony Salomon of Les Cayes and of Ghislene Moise of Benet, Haiti a seamstress. I am also the mother of two teenagers. The Salomon descent from Haitian President Lysius Felicite Salomon and The Diaz-Cervo family has a long, established history in New Jersey, dating back to 1996. My father died at the age of 43 in 1972 from pneumonia, which was also the likely result from a cold he caught overseas. I had a happy, normal childhood as an older child, leaving me somewhat spoiled. My mom remarried after ten years and her last husband was Andre, he became a big part of my life and I maintained close contact with him until his death in 2014. Growing up without my birth father impact me greatly and left me with an issue of abandonment and low self-esteem. I got over being timid by being a runway model for different Colleges and Church. My mother left to make a better life for us in the USA, her older brother Elias Moise came to the USA with a company and they give him the opportunity to get his green card, then after five years in America he became an American Citizen which gave him the advantage to sent for his brothers and sisters to come to the USA. Each of them worked hard for five years and became American Citizen. My mother worked hard for me to have the best education at the prestigious Gerard Gourge Preparatory School. I migrated to the states at the early age of fifteen with her three sisters Rith, Marthe, Dany  and three brothers Abraham, Remps and Antoine. I continued on to Erasmus Hall High School in Brooklyn, NY then attended Essex County College and St. Peter’s College where I graduated in 1991, with an AAS in Arts and science. My working career started as a sales person at Valley Fair then I worked at Food town, Karen’s Curtain, Burger Kings when I was still in High School. After I earned an associate degree in Arts and Science and get my license in Radiology Technology after graduation I worked at Christ Hospital in Jersey City, New Jersey for two years and Union Hospital in Union, New Jersey for seven years. I also worked for Dr. Botwin and Innella for about one year part-time. While working in the operating room at Christ hospital a nurse mentioned to me that my neck was too big and I should go see an Endocrinologist. I found out that I had hyperthyroidism; I understood that was the reasons for my fatigue, sweaty feet, palpitation and mood swing. Soon after I met my ex-husband Jose Diaz-Cervo at Union Hospital in the Radiology Department, both of us worked there. Jose and I got married in 1995; I became the mother of his two children Daniel 4 1/2 and Kassandra 2 1/2 years old from a previous marriage. Due to complication from my thyroid surgery, I was informing by my doctor that I may not be able to have children. Eventually, Jose Diaz-Cervo and I have two children of our own. Prior to that, he and I had a partnership with Bushido Karate in East Hanover. In 1996, while working for Union Hospital, I became a businesswoman by co-founding DiCervo’s Inc/Kingdom Karate World Group LLC. which expand into several facilities and many black belts? With hard work and an impeccable work ethic, I quickly propelled DiCervo’s Inc into a thriving business. My intimate knowledge of the business community and geography of New Jersey make me one of the most qualified Program Director. We owned vending routes in New Jersey for about two years then we sold the route to run the Karate school full-time. I established and maintained positive relationships with parents, and students. I helped to establish expansion into several locations by recruited as many as 30 new clients per month. I developed and managed working staffs and graduated several black belts. I helped the team to generated sales per month and developed and implemented plans to encourage student participation. I implement and managed the development and maintenance of Summer Camp at the center. I carried out weekly treatment meeting and ensured clients are progressing. I did advertising and social Media outreach on networks such as Facebook, Twitter, etc. I promoted private sales & monthly events. I build relationships with bloggers & online publishers. I used database management to track social media & marketing progress. I implemented various projects related to merchandising & items processing. A friend of my ex-husband recruited him in a financial business and as his wife, I had to get involved somehow to work as a team. We worked hard days and late nights to propel in the business. We got promoted to Regional Vice-President in Primerica in 2004. In 2006 life became unbearable for me, my marriage was falling apart, my health deteriorated with hemorrhage. I used my knowledge in the field to develop my skills as a Haitian-American author. My first book entitled My Grateful Book from Dorrance Publishing is a direct result of my hard work as well as life experiences. Unfortunately, I got divorced after thirteen of marriage and it was not a friendly separation. I share my passion for writing by blogging about certain topics and issues which have an impact on my social life. In my leisure time, some of my activities include fashion, traveling, reading and writing as well as staying fit. I am a social butterfly. To reach my goal I have a set time to start the assignment around a learning environment, therefore, the distractions will be minimal. I am committed to managing my time so I can achieve the great result. I believe that I can succeed and overcome the obstacles in my life. I used my phone calendar to keep track of schedule events and it sent me reminders. After my divorce and illness from the thyroid disorder, I now work as an ABA paraprofessional and substitute teacher for special needs children. My success comes naturally from my creativity, a passion for people and my personality described as a social butterfly. I wear different hats in my life because my life is dividing into several categories. I am a creative person and my friend advised me that I work well under pressure. I enjoy the chaos in my life most of the time. I m comfortable being a mother and I am successful at it. I was well connected in the business community, I instilled confidence in people, and they knew they will always get a straight answer from me. In December 2009, I got divorced from my husband of fourteen years and the corporation. My next journey continues with blogging at Fan box then I became a success coach there, however, the company changed policy which made it more like a credit card company. I also work as a substitute teacher and currently continuing my education at the University Of Phoenix. Over 6 years ago, I had a catalyst event that transformed my life. Although it took me some time to come to grips with some of the challenges I was faced with at the time, I realized that I love people; and making a positive difference in their lives is where I get my rewards and satisfaction. I’ve had wonderful opportunities to meet and maintain friendships with some of the most educated and wonderful people. Time and time again, I’m taught that wisdom, understanding, empowerment, commitment and success come from the passion for you and the people in our lives. I wear different hats in my life because my life is dividing into several categories. I am a creative person and my friend advised me that I work well under pressure. I enjoy the chaos in my life most of the time. I m comfortable being a mother, and an ABA paraprofessional and I am successful at it. I will close out this autobiography with the most important thing in my life, my children, and my family. I am in a relationship with a wonderful man and we plan on getting married in two years. I cannot have any more children but we can adopt or be foster parents if we like.


I would not wish what happened to me on my worst enemies, however, the trauma saved my life. For years, I had a fibroid and each time I got pregnant, the fibroid protruded outside of my vagina. Or my third trimester I had to stop working because the fibroid got to big, after I gave birth to each of my kids, the fibroid went internally. Since it was my last trimester, I was not able to get it removed. As my menstrual came each month after my children, I bled heavily and my blood count dip so low I became anemic. I had to get iron injection every morning for two weeks while I took a class to get me back on my feet financially. I learned that I can use my credits from college to get a job as a substitute teacher and after one year the board of education gave me a contract to work with special needs children. The contract came with a membership of the Union for teachers which I get life insurance, ten sick days, three personal days, pension and the connection to enrolled with the teachers the Credit Union. I cashed out my pension from Union hospital to pay my rent the year before. I had to go to court before I had a hysterectomy and I put the check in the bank then asked my friend Linda to drop the rent money at the courthouse for me because I was in the hospital. I had surgery the Thanksgiving weekend and get a contract with the board of education six weeks later TYG.
I have tried different things to keep my spirit up and some are not aligned with my faith but God knew my heart was always in the right place. If I did not go through the pain of the trauma, I would off keep doing the same things I was doing for years, which was put myself in the end while I took care of a husband, business and still being a mom to four children.

How to Change Your Life

Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.” — Dale Carnegie

How to Change Your Life

By Craig Ballantyne

On the surface, my friend “D” had it all. He was married to a beautiful woman, they had a healthy, happy 3 year old boy, and he had a great job. A natural salesman, he loved to eat and drink and schmooze. Perhaps too much.

But there was a dark side, too, as there always is.

He struggled with a nagging, hidden insecurity that lurked in his mind every day. Was he really good enough for her? Did he really have what it took to be the best at his job?

To fight these negative thoughts, D often turned to a few drinks at the end of the day. And then there was the depression. It would arrive out of the blue, and like his father, he’d turn to a few more drinks to deal with it.

Booze led to overeating and obesity. Booze also led to drugs. His reckless behavior could no longer be hidden at home. His marriage and family were being torn apart. D was spiraling out of control.

D was left with two choices. One, he could continue to follow the path of his father into long-term alcoholism, knowing that it would destroy his marriage and his relationship with his boy, or two, he could clean himself up for the sake of his son and beautiful wife.

What he did took great strength. And I want you to use his story as motivation to help you make big changes in your life.

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Imagine this… t’was the week before Christmas. For most of us, we were going through the usual preparations for another wonderful holiday.

My friend wasn’t so lucky. He was checking into rehab where he spent Christmas, New Years, and a total of six weeks getting clean and sober. And he’s been that way for over a year.

Today, he’s happy as ever and in control of his life. His marriage is strong, and his son is the center of his life, and he now has the time and energy to keep up with the little guy every day. The outgoing, energetic, enthusiastic, loveable D that I knew back in college has returned.

But not a lot of guys turn it around at such a young age. Most take the darker path, going deeper and deeper into the depths of despair when tested.

My father, and D’s father, for instance, took the wrong road. For whatever reasons, our dads chose the easy way – more drinking, less responsibility – rather than changing.

Their decisions destroyed marriages and left mental scars on their sons, leaving us with our own battles to fight as we came of the same age and responsibilities in our late 30’s.

Fortunately, when faced with the toughest fight of his life, D chose the right direction. And though it was the hardest decision he ever made, it was also the best. D knew he had to change for the sake of his wife and son.

“Back then I was so embarrassed by my behavior and was too ashamed to reach out for help,” D said. “But now, I feel like I survived a plane crash.”

I had to sit down when he said that to me. That comment had a massive impact on me.

He crashed and burned but walked away and lived to tell about it.


Because he put aside his embarrassment and reached OUT for help. He admitted there was a problem. He took personal responsibility. He made the decision to change, and implemented the 5 proven pillars of Transformation to change his life.

And you can too. Here’s what D did.

First, he got social support from his wife (and the understanding company that he worked for), second, he had accountability to health professionals, third, he planned and prepared his life to live better and avoid temptations, fourth, he found a meaningful incentive (the relationships with his son and wife, and his job), and fifth, he set The Deadline for changing and checked into rehab.

All of this took great strength but it was supported by those 5 essential elements. These are the 5 Pillars used by my most successful coaching clients to make more money, lose weight, get more done, have more time for their family, and change every aspect of their lives.

I’d never thought about a Personal Transformation as giving someone a second chance at life, but D’s words sum it up perfectly. His story had an incredible impact on me and I just had to share it with you because I know it will help.

D now has a totally different approach to life. He’s much more open with his wife, friends, and work colleagues, and he’s willing to share his story and ask for help when things get tough.

I hope that you never go through struggles that are as tough as D’s, but just know this…no matter what you are going through, you CAN change.

Changing isn’t easy. True transformation never is. But it can be done. So no matter where you are in your struggles, use D as inspiration to never, ever give up on what is important to you.

There are two things that you can take action on right now.

FIRST, you can get started transforming your own life with my new The Perfect Day Formula. It’s the complete system to getting more done, working less, achieving faster success, and having more time for your family.

Click here to get your copy of The Perfect Day Formula

SECOND, you need to share this with a friend that is struggling. Give them the 5 Pillars of Transformation and change their lives. They won’t be able to thank you enough for helping them through these tough times. This system has worked for thousands of people and it will work for them — and you — too.

So stay strong, like D, and you’ll achieve the life changes you desire.

I know that D’s story will help someone reading today to stop drinking, overcome overeating, and get back to being the father or mother they know they should — and can — be. It might be you, or it might be someone you share this and the 5 pillars of transformation with.

No matter which it is for you, thank you for all that you do.

Thanks for reading. I hope this helps and inspires you.

What Are You Saying NO To?

What Are You Saying NO To?
By James Altucher
This is what I did to ruin my life.

I had a policy: always say “yes” to opportunity. If you grab enough opportunities, I thought, then one would work out and be a winner.

What does “a winner” mean?

It might mean that the goddess, Oprah, would call me.

Or that money would rain down and bless me with its kiss of freedom.

Or that more people that live on this planet (and other nearby Earth-like planets) would love me.

I don’t know what it means. It’s a broken Rubik’s Cube.

Here’s the thing: EVERY time you say “Yes” to one thing you are saying “No” to something else.

This was one policy I had: CNBC would call and say, “Can you come on TV at 5 p.m. today to talk about Apple’s latest products?”


And I’d brush my hair (the once a week brush through) put on a fake suit (jacket and maybe a tie) and go 5 miles uptown to a studio.

Then I’d be nervous. So I’d call my business partner and go over what I was going to say. No matter how many times I did it I was always scared to death.

They would put me in a dark room and a camera would stare at me. I’d say to myself, “I surrender. Let me say the thing that will help the most people.”

Who was I talking to in the dark? Maybe one day I’ll know. I was just scared.

Everyone was scared. About the economy. About their bank accounts. I wanted less people to be scared.

And then I was on for three minutes. And maybe three other people were on with me, so I’d get 45 seconds of speaking time.

Then I’d go home.

When you see someone on TV for 45 seconds it means they probably prepared physically, emotionally, and mentally for a good 3-5 hours, including the time to get home.

I had hundreds of those segments carved out of the skinny bones of my life.

Which means I lost my marriage. Which means I spent less time with my children. Which means I spent less time with Claudia when we started seeing each other.

Which means I spent less time on creative efforts. Or other business efforts.

For what? The ego of being on TV maybe. Or maybe I thought exposure like that was good for my business efforts. 45 seconds.

I always said “Yes.”

I always said “no” to Claudia. And to my kids. And to my creativity.

I will never get those hundreds of 3-5 hour segments back. And now my kids are not little kids anymore. They are big kids. They do big things. They don’t want me as much.

That was one policy. I had other policies.

I would take speaking gigs where I had to fly, no matter what the money was. I figured: more experience, some money, more connections, and the always-favorite: “Hey, you never know what opportunities this can create.”

The always say “Yes” policy.

Five years later I see my daughter about to turn into an adult. Her eyes look past me and not at me.

I always said “Yes” to a book deal. Maybe it gave me experience writing books. But I look back on the 16 books I’ve written. Maybe 5 are good. The rest….

It was the “always say ‘No”” policy to taking walks with Claudia, and relaxing, and getting in shape, and being happy.

I’m in a train right now, skimming along the banks of the Hudson River and watching the leaves change right before my eyes on the other side.

“Leaves change” is another way of saying a 10,000 tiny deaths are happening right in front of me, creating immense beauty.

Well, which is it?

I had a week of meetings and podcasts and other things planned to make use of my time in the city.

I took my daughters last night to a Broadway opening and then put them in a car at midnight last night. “Have a good week!”

I said “Yes” again to bullshit.

Today I packed up, changed all my plans, and got on the train. I watched people kiss in Grand Central. I’m watching the leaves. I’m watching the water.

Now I’m going home to say “Yes” to my children and Claudia. And to me.

ABA Paraprofessional

ABA paraprofessional in early intervention for special needs children focuses on getting the children to learn life skills in order to be part of the society and curve some of the behaviors. The process start as soon as the child gets up from the bed, a regular routine is very important and any changes can upset the child. He or she can communicate what he or she needs, and what he or she is avoiding or seeking. For example: if I want one kind of student to learn the lessons, I need to know not to remove him or her from the items he or she has in his or her hands, instead, I need to cover the item with one hand and ask him or her the question I need him or her to answer. I implemented ABA special-education methods and have experiences with ABLLS-R assessment and test. I followed policies and regulations in keeping progress notes and student records, and in making the necessary reports. I demonstrated and reinforced social standards of behavior. I established norms of class behavior and maintained order at all times. I taught ONE OR MORE of these: English, math, social sciences, citizenship, art, music. I employed lecture, demonstration, and discussion teaching methods in the class. I Reinforced skills such as independence, problem-solving, and goal-setting. My job including that I ensure a clean and healthy classroom atmosphere by maintaining children’s proper hygiene and following proper diaper changing and potty training policies and procedures.
ABA paraprofessional needs to be dynamic, intelligent, patient and insightful. I am knowledgeable and respectful of my expertise, children with special needs. I worked with the family as an ABA paraprofessional before and after his daily school program. The student has ADHD with impulsivity and can be on the Autism Spectrum. One my many people skills is that I have a keen sense of knowing just when to “push” our student to get more out of him and when to “back off” still keeping students on task, making the best use of their time together. This is often not an easy task. I frequently implement strategies I learned in working with special needs children when my student needs them most. I bring in a nice mix of book, real world, and people knowledge that has been a great source of support for the student and his or her family. Parents cannot put a price tag on knowing their child is safe and happy while they are at work. I have afforded family security and the clear conscience that he is in great hands and well cared for. I must have a perfect attendance record and be prompt every day. Not everyone can work with special need children because you cannot focus on yourself, you need to have a caring heart.
In a classroom setting, I need to worry about my assign student ONLY unless someone needs or asks for assistance because it can become overwhelming with so many students and adults. My assign student needs to be with me at all times! If I am going to simply hang my coat and my student tends to wander or not sit still, I need to take their hand and let them walk with me. It only takes a second for someone to get hurt. If I need to use the restroom or take a moment for myself, I need to ask another adult to keep an eye on my assign student.
Throughout the day, especially during circle time and other instructional times, I must be cautious of how loud I am. The louder I am the louder the student will be. At circle time, I should be engaged with the student I am working with whether it is on the rug or at the table doing a writing activity. If my student is on the bus, it is my responsibility to go outside and get them. Once students are inside, they should sit with a table toy. via @amazon